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Insights
Sep 11, 2025

The PayFi Report 2025 (Aug) by PolyFlow

As stablecoins continue to “eat the world,” the center of gravity in the value chain is shifting—from issuance to distribution. The question we shall consider is: how do we ride the wave of stablecoins’ accelerating momentum in the global market? Where pre-GENIUS attention focused on who could mint the tokens, the spotlight now is on who can move them further: the global networks and real-world use-cases that put stablecoins into every wallet, checkout and treasury stack. The result is a market

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Insights
Jun 11, 2025

The PayFi Report 2025 (May) by PolyFlow

On May 20th, the United States Senate achieved a landmark moment in stablecoin regulation by overwhelmingly approving a procedural motion for the Guiding and Establishing National Innovation for U.S. Stablecoins (GENIUS) Act. This marks the first meaningful federal attempt to create a comprehensive framework for stablecoins, aiming to provide regulatory clarity, foster domestic innovation, enhance consumer protection, and reaffirm the dominance of the U.S. dollar. This is a historic milestone.

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AMA
May 30, 2025

PolyFlow AMA: PayFi, Privacy, and the Path Forward

Recap: https://x.com/i/spaces/1vOxwXNNjqdKB/peek Participants: Joshua (ZKPass), Ilya (Sumsub), Shawn (Rozo Labs), Chuck (PolyFlow) Host: Olivia (PolyFlow) In this edition of PolyFlow’s PayFi Spotlight, top minds from identity, payments, and privacy infrastructure gathered to explore one of Web3’s most urgent frontiers: how to build compliant, user-friendly payment rails that connect Web2 and Web3 without compromising privacy or user experience. Hosted by Olivia in NYC, the conversation delve

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May 30, 2025

Decoding the US Stablecoin Act: Industry Leaders on Reshaping Crypto’s Future

On May 23rd, PolyFlow hosted a Special Asia AMA dissecting the implications of the U.S. Stablecoin Act (officially the “GENIUS Act”). Against the backdrop of Bitcoin reaching an unprecedented $110K, this landmark legislation signals crypto’s accelerating integration into traditional finance — a pivotal step in global financial transformation. Four industry pioneers convened to explore the bill’s profound impact and emerging opportunities. Recap https://x.com/Polyflow_PayFi/status/192589685089

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About PolyFlow
News
May 24, 2025

PolyFlow Integrates Solana Attestation Service to Build Next-Gen Consumer PayFi Infrastructure

May 23, 2025 | New York — Leading global PayFi infrastructure PolyFlow officially announced a strategic integration partnership with Solana Attestation Service (SAS) at the Solana Accelerate Conference. Together, the two parties will advance the development of on-chain credentialing and trusted payment infrastructure, setting a new standard for cross-border settlements, liquidity management, and tokenized payment applications. Through this integration, PolyFlow anchors transaction proofs and id

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About PolyFlow
News
May 21, 2025

PolyFlow PID — Redefine Your Crypto Wallet

The call for crypto mass adoption has echoed for years, yet blockchain remains an isolated realm, disconnected from everyday digital life. Even with Web3’s development of strong tools and infrastructure, the majority of users are still entrenched in Web2’s centralized platforms, which govern their data and form isolated data silos. Web3 has not yet delivered on its promise of user ownership, as it struggles to leverage existing real-world data effectively without compromising user privacy or in

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Insights
May 16, 2025

The PayFi Report 2025 (Apr) by PolyFlow

Despite the continued buzz surrounding PayFi, its foundation relies significantly on the broad adoption of stablecoins. In the April market, we note that with regulatory clarity under the new U.S. framework, many fintech giants are entering the arena. Whether by participating in stablecoin issuance, developing their own stablecoin payment networks, or entering through investments and acquisitions, fintech firms are poised to dominate the future stablecoin market, as to the further application of

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Insights
May 7, 2025

Interview with PolyFlow CFO: When Payments Build Onchain Credit — PayFi Reconstructs Financing

In the traditional financial system, “payment” is often regarded as the end state of value transfer. But in the world of PayFi, it marks the beginning of value creation. When Visa can process tens of thousands of transactions per second but still requires several days for cross-border settlement, and when small and medium-sized enterprises shoulder a 6.5% cost on international payments while still having to pre-fund transactions, a financial revolution is quietly fermenting through on-chain paym

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News
About PolyFlow
May 7, 2025

PolyFlow Joins Global PayFi Alliance and Sparks Buzz at TOKEN2049 Dubai with DAPP Launch

Dubai, May, 2025 — PolyFlow, the pioneering PayFi protocol, made waves at TOKEN2049 Dubai with the official launch of its latest DAPP product, drawing widespread attention from across the industry. At the same time, PolyFlow was officially announced as a core member of the Global PayFi Alliance, an initiative led by Web3 fintech group Klickl, joining 17 other leading fintech and Web3 infrastructure organizations to collectively advance the reconstruction of an institution-grade payment system.

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News
About PolyFlow
Apr 30, 2025

PolyFlow DAPP Release — Navigating Your Crypto Future

The proponents of blockchain have long been asserting that this new form of digital finance will rapidly supplant traditional financial systems like SWIFT, Visa/Mastercard, thereby swiftly ushering in a new PayFi financial paradigm on-chain. At PolyFlow, we take a more nuanced perspective. While we recognize the potential benefits of blockchain, we also understand that such a transformation won’t happen overnight. PolyFlow plays a dual role in achieving its mission and vision of promoting crypt