Nihao Pay and PolyFlow Partner to Expand PayFi in Cross-Border Payments

5 FEB 2025 — PolyFlow, the first modular PayFi infrastructure, has announced a strategic partnership with Nihao Pay, a leader in cross-border payments. The collaboration focuses on integrating PayFi into cross-border payment systems, enhancing efficiency for merchants and expanding their global reach. Nihao Pay, a trusted partner of UnionPay, WeChat Pay, and Alipay, is positioning itself at the forefront of the rapidly evolving digital payments landscape. Meeting the Growing Demand for Digital

IBC Group Expands Strategy into PayFi via Investment in PolyFlow

DAVOS, SWITZERLAND / January 24, 2025 / International Blockchain Consulting Group, IBC Ventures, and Citizen Journalism Network Accelerator, the Web3 investment firms led by entrepreneur and influencer extraordinaire Mario Nawfal, is strategically positioning themselves in the rapidly evolving Payment Finance (PayFi) sector. The firms have established an investment focus targeting innovative projects that are transforming crypto payment infrastructure and financial service delivery. The PayFi i

PolyFlow Use Case: Driving PayFi Innovation with DePIN Networks

The recent launch of the first-ever PayFi + DePIN program—a collaboration among PolyFlow, Roam, and Huma Finance—showcases a groundbreaking PayFi use case that not only enhances PayFi consumer applications but also significantly advances the decentralized physical infrastructure networks (DePIN) industry.In this use case, PolyFlow transcends the traditional limitations of restricting credit provision solely to institutions, facilitating the transfer of institutional credit directly to project in

PolyFlow Use Case: Unlocking the Potential of Onchain Credit Solutions

Take Control of Your Credit History with PolyFlow's On-Chain Solution In today’s world, your financial history can feel like it’s out of your hands. Traditional credit systems are run by centralized companies that store your data, decide how it’s used, and often profit from it—without your permission. At PolyFlow, we think it’s time to change the game.That’s why we’re introducing a new way to think about credit history. With our Payment ID (PID) system, you can build and manage your financial h

PolyFlow Use Case: Enhancing Payment Gateways for Seamless Transactions

In a rapidly evolving world of digital finance, merchants are increasingly looking for more cost-efficientpayment solutions to streamline transactions and improve financial outcomes. Traditional payment gateways, with long settlement times, high processing fees and centralized control, no longer meet the needs of today’s businesses needs.. Enter PolyFlow — an innovative payment gateway leveraging stablecoin payment rails to enable merchants with real-time settlements, low processing fees and sel

PolyFlow Use Case: Transforming Supply Chain Finance with Blockchain Efficiency

Global trade is a crucial driver of the modern economy, fueling both globalization and technological advancements. Standard Chartered Bank forecasts that global trade will expand by 55% over the next decade, reaching $32.6 trillion by 2030. However, there is a significant gap in trade finance availability, particularly affecting small and medium-sized enterprises (SMEs) in developing countries. This article seeks to analyze the financing needs within global trade’s supply chain and explore how

PolyFlow Use Case: Revolutionizing Cross-Border Payments for Banks and Merchants

Imagine a Brazilian bank with a roster of merchant clients who need to pay their Chinese suppliers regularly. These payments, critical to maintaining global supply chains, currently navigate a labyrinth of traditional banking rails or costly crypto-based solutions. The result? High fees, delayed settlements, and a lack of control over funds in transit.PolyFlow’s revolutionary cross-border payments solution, powered by our PolyFlow Liquidity Pool (PLP), changes the game. By leveraging blockchain

PolyFlow Insights: Lessons Learned from the History of Banking to the Future of PayFi

Stablecoins, as a payment innovation, have simplified the way value is transferred. These digital currencies, typically pegged to the US dollar, serve both as a store of value and a medium of exchange. Despite being in development for only about five years, stablecoins have emerged as a “killer app” in the crypto space, creating a market parallel to traditional financial infrastructure with their annual transaction volumes surpassing those of major payment networks. With millions of users and t

PayFi Spotlight | How PayFi and DePIN Are Shaping the Future

The convergence of decentralized finance (DeFi) and decentralized physical infrastructure networks (DePIN) is redefining industries, unlocking new possibilities for scalability, efficiency, and accessibility. In a thought-provoking AMA hosted by PolyFlow’s CFO Chuck, leading voices from the blockchain ecosystem explored how PayFi and DePIN are enabling real-world solutions and reshaping the future of infrastructure. Meet the Panelists Mark (Aethir): Aethir is a decentralized GPU infrastructur

PolyFlow and Virgo Group Form Strategic Partnership to Advance the Development of the PayFi Ecosystem in Canada

Jan 9, 2025, Toronto, Canada — Virgo Group (“Virgo”), which boasted a regulated Canadian cryptocurrency trading platform in its portfolio of companies, and the world’s first modular PayFi infrastructure, PolyFlow, have announced a strategic partnership to jointly drive innovation and implementation within the PayFi (Payment Finance) ecosystem. Through technological integration, compliance collaboration, and ecosystem building, the two parties aim to deliver secure, efficient, and compliant finan

PayFi Spotlight | 2025 PayFi Outlook with Bitget and Scroll

PayFi and DeFi: Shaping the Future of Global Finance On January 2, PolyFlow hosted its first AMA of 2025 with industry experts Gracy, CEO of Bitget; Sandy, Co-founder of Scroll; and Raymond, Founder of Geoswift, Co-founder of PolyFlow. The discussion centered on the transformative role of Payment Finance (PayFi) and Decentralized Finance (DeFi) in modernizing global finance, bridging traditional systems, and navigating regulatory challenges. From real-world applications to emerging opportuniti

PolyFlow 2024 Recap: A Year of Innovation and Growth

The 2008 Bitcoin whitepaper envisioned a trustless peer-to-peer electronic cash system. As digital currency and blockchain technology advanced, stablecoins emerged in the last five years as a “killer app,” simplifying global value transfers and offering secure, reliable, and convenient payments worldwide. In 2024, PayFi extends this concept by integrating DeFi through blockchain and smart contracts, creating new financial markets and on chain financial services globally. 2024 was a milestone ye