PolyFlow Blog
Stay up to date with all things PayFi with PolyFlow

The PayFi Report 2025 (Mar)
In March, PayFi continues to be a hot topic in the market. We are rapidly advancing towards this next-generation financial paradigm that integrates crypto payments with DeFi. Building this promising vision won't happen overnight, it requires the collaborative efforts of multiple parties and timely catalysts.In this March PayFi report, we will explore the market situation and identify the catalysts that will propel us towards the PayFi financial paradigm. Data Tells First, let's examine the st

PolyFlow Debuts at Hong Kong Web3 Festival, Joining Forces with Solana to Shape the Future of Payments
Hong Kong, April 2024 — PolyFlow, a leading PayFi infrastructure provider, made a significant impact at the Hong Kong Web3 Festival. Chuck, the CFO of PolyFlow, was invited to speak at the Solana Open Stage, where he engaged with industry leaders, developers, and crypto enthusiasts to discuss innovations in on-chain payments. As a partner of the Solana Night Side Event, PolyFlow officially launched its Seed Season Campaign and introduced its core feature, Scan to Earn, highlighting its strategic

PolyFlow Season Campaign User Interaction Manual
Welcome to the PolyFlow Season Campaign! This guide will walk you through the campaign’s objectives, participation methods, and how to earn PolyFlow points by completing tasks, offering you an unparalleled experience in PayFi. Campaign Introduction PolyFlow is committed to fostering the integration of blockchain technology with traditional finance, aiming to gradually build a more inclusive and efficient ecosystem for on-chain payments and financial services. The Campaign centers around PayFi

PolyFlow Partners with Solana Night HK, Driving PayFi Innovation at Hong Kong Web3 Festival
As a global leader in PayFi infrastructure, PolyFlow is honored to be a partner of Solana Night HK. This premier gathering of innovators, builders, and industry leaders from the Solana ecosystem will take place during the Hong Kong Web3 Festival. Hosted by Solar, the event is strongly supported by the Solana Foundation and prominent ecosystem partners. As an essential partner in the Solana ecosystem, PolyFlow is an innovative PayFi protocol designed to bridge Real-World Assets (RWA) with Decent

PolyFlow Strengthens Supply Chain Finance Ecosystem with Strategic Collaboration with Pelago
Vancouver, Canada, March 12, 2025 — PolyFlow, a next-generation payment infrastructure provider leveraging cutting-edge decentralization technology, is pleased to announce a significant milestone in the expansion of on-chain finance. The company has deepened its collaboration with Pelago Labs, a leading financial technology provider specializing in innovative payment solutions. Last month, on the Pelago Supply Chain Finance Platform, two suppliers successfully secured a $1,000,000 USDC on-chain

The PayFi Report 2025 (Jan & Feb)
By the end of 2024, stablecoins, operating in tandem with traditional financial infrastructure, had seen their total market value exceed $200 billion. Just five years earlier, these digital assets were still in their nascent stages. Since then, they have significantly simplified and accelerated global value transfers, creating a robust blockchain network that streamlines cross-border trade and facilitates remittance payments, thereby becoming an integral component of modern finance. According to

PolyFlow AMA PayFi Spotlight | The Future of RWA Tokenization
The PolyFlow team recently hosted an insightful AMA featuring top experts in the Real-World Asset (RWA) tokenization space. Moderated by Chuck, CFO of PolyFlow, the discussion delved into the evolving RWA landscape, regulatory challenges, and the potential for mass adoption. The panel included: * Daisy — RWA Solution Architect at Zan, specializing in enabling Web3 projects through tokenized real-world assets. * Tony — Co-founder of RWA Ltd (formerly NFT China), a leading NFT trading platform

Roam and PolyFlow Partner to Expand PayFi in the Largest Open Wireless Network
March 5, 2025 — In a move set to redefine the intersection of decentralized wireless networks and digital finance, PolyFlow has announced a strategic partnership with Roam, the world’s largest decentralized wireless network. This collaboration will integrate PolyFlow’s PayFi infrastructure into Roam’s global, free-to-use wireless network, enabling seamless value transfer for over 2 million users across 190+ countries. The evolution of communication technologies has always driven fundamental cha

PolyFlow Yacht Party Recap: Building Deep Connections and Shaping the Future of PayFi
On February 19, during ConsensusHK, PolyFlow successfully hosted an exclusive Yacht Party in Hong Kong, bringing together global Web3 leaders, investors, project teams, and industry experts to explore the future of PayFi. This high-level gathering provided attendees with a premium networking platform, fostering meaningful connections and driving industry collaboration and innovation. ⛵ Deep Connections, Thriving Web3 Ecosystem As a key social event during ConsensusHK, the PolyFlow Yacht Party

Nihao Pay and PolyFlow Partner to Expand PayFi in Cross-Border Payments
5 FEB 2025 — PolyFlow, the first modular PayFi infrastructure, has announced a strategic partnership with Nihao Pay, a leader in cross-border payments. The collaboration focuses on integrating PayFi into cross-border payment systems, enhancing efficiency for merchants and expanding their global reach. Nihao Pay, a trusted partner of UnionPay, WeChat Pay, and Alipay, is positioning itself at the forefront of the rapidly evolving digital payments landscape. Meeting the Growing Demand for Digital

IBC Group Expands Strategy into PayFi via Investment in PolyFlow
DAVOS, SWITZERLAND / January 24, 2025 / International Blockchain Consulting Group, IBC Ventures, and Citizen Journalism Network Accelerator, the Web3 investment firms led by entrepreneur and influencer extraordinaire Mario Nawfal, is strategically positioning themselves in the rapidly evolving Payment Finance (PayFi) sector. The firms have established an investment focus targeting innovative projects that are transforming crypto payment infrastructure and financial service delivery. The PayFi i
PolyFlow Use Case: Driving PayFi Innovation with DePIN Networks
The recent launch of the first-ever PayFi + DePIN program—a collaboration among PolyFlow, Roam, and Huma Finance—showcases a groundbreaking PayFi use case that not only enhances PayFi consumer applications but also significantly advances the decentralized physical infrastructure networks (DePIN) industry.In this use case, PolyFlow transcends the traditional limitations of restricting credit provision solely to institutions, facilitating the transfer of institutional credit directly to project in
PolyFlow Use Case: Unlocking the Potential of Onchain Credit Solutions
Take Control of Your Credit History with PolyFlow's On-Chain Solution In today’s world, your financial history can feel like it’s out of your hands. Traditional credit systems are run by centralized companies that store your data, decide how it’s used, and often profit from it—without your permission. At PolyFlow, we think it’s time to change the game.That’s why we’re introducing a new way to think about credit history. With our Payment ID (PID) system, you can build and manage your financial h
PolyFlow Use Case: Enhancing Payment Gateways for Seamless Transactions
In a rapidly evolving world of digital finance, merchants are increasingly looking for more cost-efficientpayment solutions to streamline transactions and improve financial outcomes. Traditional payment gateways, with long settlement times, high processing fees and centralized control, no longer meet the needs of today’s businesses needs.. Enter PolyFlow — an innovative payment gateway leveraging stablecoin payment rails to enable merchants with real-time settlements, low processing fees and sel
PolyFlow Use Case: Transforming Supply Chain Finance with Blockchain Efficiency
Global trade is a crucial driver of the modern economy, fueling both globalization and technological advancements. Standard Chartered Bank forecasts that global trade will expand by 55% over the next decade, reaching $32.6 trillion by 2030. However, there is a significant gap in trade finance availability, particularly affecting small and medium-sized enterprises (SMEs) in developing countries. This article seeks to analyze the financing needs within global trade’s supply chain and explore how